Miami Beach is expensive—focus on avoiding traps.

• Auto Service Charges: Many restaurants add an 18–25% operations/service charge (check bills/receipts—new 2026 Florida rules require clear disclosure on menus and bills). Don’t double-tip accidentally (could hit 40%+). Gratuity is separate/discretionary.
• Cash Still Matters: Small vendors, food trucks, beach spots, and some rentals prefer cash (or add card fees). Use bank/credit union ATMs to avoid high hotel resort fees.
• Happy Hours Rule: Save big with 4–7 p.m. deals (2-for-1 drinks, cheap apps) on Lincoln Road, Española Way, or rooftops.
• Shopping Deals: Skip pricey Collins Ave boutiques—hit Dolphin Mall or Sawgrass Mills outlets for real discounts.

Car Rental Tips: Get one with SunPass (many tolls are cashless—rental companies charge huge admin fees otherwise). Avoid airport-area gas stations (overpriced).

• Rental Deposits: For scooters, jet skis, etc.—use cash for deposits to speed up refunds and skip long card holds.
• Parking/Valet Costs: Hotel valet often $40–60/night. Public lots spike during events.